If you bought a new car, but never found out how to use it, you might have a very attractive piece of metal standing in your garage, but you wouldn’t get much value out of it. You need to understand a couple of simple things, like how to turn the engine on, steer the car, and change gears – without knowing this, your car is pretty worthless to you!
In the same way, you need to understand how your retirement fund works to ensure that you get value out of it. If you don’t, it might be like driving your car in first gear all the time!
This section sets out the benefits available to you as a member.