OMEGS

Investment Management Fees

The table below indicates the investment management fees for the investment portfolios available on OMEGS. The fees are effective 30 September 2025 and are provided on a rolling 36-month period.

KEY: D = A + B + C
KEY: F = D + E

Investment fee examples

Based on the table set out above, it is possible to provide a few examples of how the investment management fees would impact your retirement savings.

Example 1: A member fully invested in Old Mutual Absolute Smooth Growth (AGP Smooth)
  • If you chose to invest your full Member Account Balance in the Absolute Smooth Growth Portfolio, then your retirement savings would incur a total investment fee of approximately 0.82% (F+G) per year, taking into account all investment-related fees including the capital charge.

(Note that the capital charge of 0.2% is deducted before the declaration of the bonus (investment return) each month. This means that, if you want to compare the net-of-fees investment return of the Absolute Smooth Growth Portfolio against another portfolio, you should only deduct the Investment Management Charge plus the Administration Charge (i.e. a total of 0.53%) from the Absolute Smooth Growth Portfolio’s return).

Example 2: A member fully invested in Coronation Managed
  • If you chose to invest your full Member Account Balance in the Coronation Managed portfolio, then your retirement savings would incur an investment management fee of 1.18% (D+E). The fee depends on whether the Coronation portfolio outperforms its benchmark (target).
Example 3: A member invested with a 50/50 split between OMIG Profile Edge28 and M&G Global Balanced
  • If you chose to invest half of your Member Account Balance in the OMIG Profile Edge28 and half in the M&G Global Balanced, then your retirement savings would incur an investment management fee based on the combination of these products’ fees. The total investment management fee would be approximately 0.72% (0.80% x 50% + 0.64% x 50%) per year.
Example 4: A member fully invested in Old Mutual Coregrowth 100 Portfolio
  • If you chose to invest your full Member Account Balance in the Coregrowth 100 Portfolio, then your retirement savings would incur a total investment fee of approximately 2.12%, taking into account all investment-related fees including the capital charge.

(Note that the capital charge of 1.8 % is deducted before the declaration of the bonus (investment return) each month. This means that, if you want to compare the net-of-fees investment return of the Coregrowth Portfolio against another portfolio, you should only deduct the Investment Management Charge plus the Administration Charge (i.e. a total of 0.26%) from the Coregrowth Portfolio’s return).